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So you are about to be married in Sarasota, Florida – congratulations, we wish you every happiness!  Now might not be a good time to intrude on your romantic dreams with thoughts of mundane practical matters, but we’ll plough on nevertheless:  what are your plans for insurance, and have you consulted your Sarasota insurance agent about your insurance needs as a newlywed couple?

The month of February is generally the time of year we think about our loved ones and try to find a way to show our love to them. You may be thinking about where you will go for dinner or what you gifts you will buy.  Of course those are important things to think about, but how many of us think about the most important matter of the heart? The heart itself!

Did you know that February 10th Is Umbrella Day??

Umbrella Day is in honor of one of the world's most invaluable inventions. On a rainy day we are sure glad that someone was smart enough to invent it. It's also increasingly popular to use umbrellas to shade ourselves from harmful UV radiation and the heat of the sun. Umbrellas come in all sorts of sizes, colors, shapes, and designs. Businesses and organizations use them for advertising. The smallest umbrellas fit inside a purse or glove compartment. Golf umbrellas are popular sizes. Then, there are lawn and beach umbrellas. There's one (or two) made just for you.  

Is your home in Sarasota, Florida, a toddler-friendly and child-safe place? Sarasota insurance for your home may provide compensation for accidental damage to property, but please give high priority to safety in your home to avoid a young child coming to harm there.

When you do a major rebuild of your house, you could find that there are periods of time when it is relatively easy to access the building, which it wouldn’t be normally. Even a smaller scale renovation means you have builders and other contractors coming in and out throughout the working day, so anyone else who wants to might also be able to wander in. This could impact on your home insurance Sarasota, so you should call your agent and discuss your options.

Have you ever had to make a claim on your auto insurance Sarasota? Do you know what to do in case of an accident or the theft of your vehicle?

Older homes offer much in the way of charm and atmosphere, but there may be precautions you need to consider taking to ensure your security, that are less of an issue in more modern dwellings. This could make quite a difference to your home insurance. Sarasota has a high itinerant population due to the holiday season so you need to be mindful of opportunistic crime and protect your home.

Your limousine business is based on motor vehicles. Your commercial insurance should reflect this, with a higher percentage of it than most businesses being auto insurance. Sarasota can offer you a broad range of potential clients, from locals with special occasions through to high-flying holidaymakers, so you need to make sure of your financial protection.

One of the worst things that can happen to you may be to find out that when you thought you were well insured, there are actually things that aren’t covered. Unfortunately, this happens all too often. Equally unfortunately, blaming the insurance company is unlikely to help because, ultimately, it is your responsibility to understand the contents of your policy and make sure you have adequate home insurance.

Sarasota has its share of car thieves and vandals and older cars can be much easier to steal than newer models, so you may need the protection that appropriate insurance can offer.