Commercial Property Insurance

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Business property protection can shield your business from everything ranging from a minor accident to a catastrophic misfortune. Regardless of whether you own your building, rent an office or work at home, business property protection secures your business’ physical resources. Learn more about how this vital product can ensure the continuity of your business.

What is it?

Commercial Property Insurance helps protect the building your business owns or leases as well as your business personal property, including tools and equipment, inventory, and furniture. A commercial property insurance policy includes coverage for assets like accounts receivable, computers and lost income for when business operations are suspended due to a covered loss. Businesses can tailor their coverage to include additional protection like valuable papers and records coverage that can help pay to reproduce important documents, provide temporary storage and move records to avoid a loss.

Commercial property insurance provides broad protection designed to help get businesses back up and running if a fire, theft or other covered disaster strikes. Plus, flexible options mean you can tailor a property insurance policy to help address the unique risks facing your business, and adjust coverage as your business needs change. ¬†You can extend coverage with products such as a Business Owners’ Policy, Data Breach Insurance and more.

What business property insurance covers

Business Property Insurance is essential to the continuity of your business. Just a few of the essential business components often covered would include:

  • Your building
  • Your outdoor sign
  • Your furniture and equipment
  • Your inventory
  • Your fence and landscaping
  • Others’ property

Smith Insurance Group understands that your business is one of a kind and is continually evolving. Let us help you to tailor a business coverage solution to fit your unique needs.