Florida Homeowners Insurance

Company Logo

At Smith Insurance we know that finding the right Florida homeowners insurance package isn’t necessarily easy. Our expert and professional agents understand this and are here to help.


At Smith Insurance we can help you secure the most appropriate and efficient Florida homeowners insurance. We will take the time to truly understand your individual insurance needs and build the perfect policy that addresses your unique situation.

As a top independent insurance broker, we have the ability to shop multiple carriers nationwide. We have the knowledge and experience to get you the best possible homeowners insurance in Sarasota, Florida – and the best home insurance anywhere else in the state.

We offer coverage packages for Florida homeowners insurance that can include protection for the following:

  • The physical structure of your home
  • Replacement cost
  • Personal possessions
  • Additional living expense (in the event of covered loss or a natural disaster)
  • Liability

In addition to these basic coverages, many homeowners need supplemental policies that add more security. Additional policies such as these are available:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)

Give us a call today, to learn more about home insurance in Florida . One of our dedicated agents would be happy to provide you with a thorough coverage evaluation, as well as offer you a free Florida homeowners insurance quote right now!