Let Smith Insurance Group do the work for you. We can provide you with expert advice, specialized coverages, competitive rates and customized policies that meet your Specific needs. You’ll spend less time thinking about insurance and more time pursuing your passion.
Smith Insurance Group offers coverage for almost any kind of boat, including fishing boats, runabouts, personal watercraft, and boats up to 50 feet in length.
A Homeowner’s endorsement won’t cover you like a progressive boat policy.
We provide coverage for your specific needs, with policy option including:
- Total loss replacement- replaces your boat with a brand new one of similar make and quality
- Agreed value-protects the customers’ investment in their boat without the worry of depreciation for total losses
- Disappearing deductibles- at each claim-free renewal, we lower your deductible 25 percent
- Fishing equipment replacement cost-up to $10.000 for your tackle, rods and reels
- Personal effects replacement cost- for your boat’s contents: cameras, clothes, cell phones, etc.
- 24-hour roadside assistance- if your car or truck becomes disabled while towing your boat, we’ll tow that vehicle
- On-water towing
- Wreckage removal coverage
- Property damage liability- coverage for fuel spills
- Medical payments coverage-including water kiers
Work with people who really understand boats.
Our carrier(s) are America’s #1 insurer of personal watercraft… the nation’s leading boat insurers. So rest easy in knowing that we have you covered.
Superior 24/7 claims and customer service.
Our goal is to make insurance easy, so relax and let us take care of everything. Claims service-As a Smith Insurance Group customer, you’ll receive superior 24/7 claims service. Our claims representatives receive intensive training on specialty vehicles, such as boats, so they can handle your unique claims needs.